Rob Munn is the owner of Genesis and Associates, he is not to be trusted. If you invest in mortgages do not use him, he will find a way to take your money, if you need a mortgage do not use Genesis, he will find a way to take your property. Rob Munn has no assets in his name, everything he owns is in his wife's name so if you try to sue him it will be futile and you will not get your money back. I have proof of all of the above, I lost $60K because of him. "YOU HAVE BEEN WARNED!"