Lucia Gugliuzzi Mortgage Broker, Concord, ON

There is a saying: "If you know where you are going, you'll get there". Our aim is to help you become debt-free and have a plan for a prosperous future.
We help make “Home Ownership” financing, effortless. Through our brokerage, we offer a variety of products, from Mortgage Financing to the best credit card for homeowners and more. We are here to assist anyone from the First-time homebuyer to mortgage refinance, investor or retiree.
We take a different approach to serving our clients. As experienced mortgage professionals, using financial planning strategies for many years in the industry, our goal is to help improve the lives of our prospective clients.
Coming from the background with the 5 big banks, we understand that clients need more than just a rate and a mortgage. In today’s financial world, people like to know that they have made the right decision. We spend the time in providing and assisting our clients with what matters. Mortgage rates are mostly the same everywhere, but is the mortgage product the same? Are the experience and dedication the same?
Your plan will look different than someone else’s based on the lifestyle, current financial situation, and other factors. Some people are self-employed, some have credit issues, some others may have unforeseen circumstances. Your bank will say “no” and turn you down, we say “Yes, we can help”! We believe that there is a chance for everyone.
Perhaps the key to your success depends on which investments will yield the best return for your hard-earned money. Would it be refinancing your mortgage, making a new home or commercial purchase or using your home for a comfortable retirement? Our basis of sound mortgage financing to you, the consumer, is helping you with options and strategies.
Feel free to call us for a free consultation, WE ARE HERE TO HELP!