Index Wealth Management Inc, Winnipeg, MB

The primary focus of all investors should be to manage the variability of their portfolio returns through an investment process. Why? Because it is the one aspect of investing that you can influence completely. If an investor has a greater degree of conviction about the consistency of the return of their portfolio, then it follows that they will be more certain that this rate of return will be sufficient to allow them to reach their long-term investment goals. However, most investors fail to fully understand the return variability of their portfolios and the negative implications this has for achieving their goals. Why? Because they use a traditional active approach to portfolio management, whereby they hire a portfolio manager to invest in certain securities or industry sectors based on an opinion of value or an attempt to time the market (trying to correctly anticipate whether to be invested or not invested). Using this traditional approach makes predicting a future rate of return difficult because there is no way of knowing with certainty what the return will be and how much volatility their portfolio will experience in achieving this return. The combination of ETFs and option hedging strategies is designed to deliver an above average rate of return, while striving to minimize short-term volatility consistent with a client's "risk comfort zone".

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